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Motor Vehicle Compensation A motor vehicle is a device that is used to transport people or property across public highways. It is powered by mechanical means. Motor vehicles include trucks, cars, buses, motorcycles, and even aircrafts. Two studies found that interacting with insurance companies when seeking compensation from the result of a motor vehicle accident was associated with elevated levels of anxiety. Further research is needed to understand why this happens. Damages The value of your motor vehicle accident claim depends on the specific expenses and losses you have incurred. A personal injury attorney can help you determine what is fair compensation for your specific circumstances. Damages are commonly categorized as “special” and “general.” Special damages are expenses that can be calculated, such as car repair or medical bills. General damages are more difficult to estimate and are based on non-economic factors such as suffering and pain. If your injuries are severe enough to be considered by New York law as a serious injury, you could be entitled to compensation that is above and over what an insurance company will offer you. If you have a permanent disability that significantly impacts your quality of life, you may be entitled to compensation for loss of consortium and other non-economic damages. You might be able to recover the cost of taxis, public transportation, or ridesharing services if you were unable to drive following your accident. You can also claim expenses to maintain your yard or home when you are unable to do so because of your injuries. You might also be able to recover the loss of resale value for your car that has been damaged. In some instances the at-fault party could be required to pay punitive damages when there is evidence that the defendant deliberately caused the accident. These damages are designed to punish the guilty party for recklessness or negligence. motor vehicle accident law firm hillsboro can be costly for those who suffer from motor vehicle accidents. Certain car insurance policies provide medical payment coverage (also called med pay) which can help pay these costs. This coverage is usually available regardless of the driver responsible for the crash. It is crucial to remember that medical insurance cannot substitute for health insurance. A victim should always submit a claim first to the victim's insurance company prior to filing an action against the driver who was at fault. You may also receive reimbursement for the cost of transportation for medical appointments and transportation. However, a victim must be meticulous about tracking and keeping receipts for mileage expenses to ensure they receive a an equitable amount of compensation. Finally, No-Fault coverage can pay a victim for lost wages if they are unable to work as a result of their injuries. The maximum amount that may be recouped is $2,000 per month for a maximum period of three years. The No-Fault insurance company may be required to offset this amount by any Disability or Workers' Compensation or Social Security benefits the injured person receives. Despite the financial assistance which may be available, it can take months, and sometimes years, for a satisfactory settlement to be reached. In the meantime medical debt collectors might call, and unpaid bills could be a major hazard to your credit rating. To avoid this, a victim should establish an attorney-client relationship with a law firm that can provide representation in auto accident cases. Lost wages An accident in the car can put you in a state of financial difficulty. When you're not able to work medical bills or credit card debts and loan payments can pile up. In addition, losing income can cause stress for your family. You can recover lost wages from your auto accident lawyer. You'll need to provide evidence to show that you've lost your wages. This could include proof of your salary, your hourly wage, as well as the number of days that you have missed because of injuries. This could be an official letter from your employer or pay stubs as well as bank statements, tax returns, and many more. If you are self-employed or you earn commissions and commission, proving your income could be more difficult. An experienced attorney for car accidents will assist you in gathering all the evidence required to support your claim. You can only claim lost wages as part your car accident claim. They cannot be recovered from disability or worker's compensation insurance, as this would be considered a double recovery. The insurance company with no fault will send you to an independent doctor that they have contracted to examine you. The doctor will decide whether your injuries, according to the opinion of the doctor, will prevent you from working. This is known as an independent medical examination (IME) and you must be aware that the physician performing your IME is biased toward the insurance company. Suffering and pain It is difficult to measure the suffering and pain caused by a car crash. It is often more severe than physical injuries as the trauma of a collision can result in emotional issues like PTSD. For instance, a person with PTSD might suffer from anxiety and insomnia, which may prevent them from getting a restful night's sleep, or they might be not able to drive due to the fear of a second accident or being struck again. An attorney can help determine the value of your non-economic damages and work with a jury determine how much to award for your suffering and pain. This figure is also affected by the degree of your injuries and how they affect your daily routine. It could be beneficial to keep a diary or ask family members or friends to provide written evidence. Some states have a limit on the amount of compensation available for suffering and pain. New York does not have a cap, however, victims are only able to file a lawsuit and request damages for serious injuries. It is essential to speak with an Manhattan lawyer for car accidents to learn the exact cost of your injuries and how to prove that you deserve fair compensation for both your economic and non-economic losses.